Disability Insurance Services 

Kevin Peyson Financial & Insurance Service Near Me

Disability Insurance

Protect your income and your future.

Life is unpredictable, and you never know what's around the corner. You never know if you might find yourself in a situation where you are unable to work. That's why disability insurance is so important.

When you experience an unanticipated illness or injury that results in a disability, it can be challenging to work or even to continue your education. You may not be able to provide for yourself or your family; you might even lose everything if you don't have disability insurance. Disability insurance is one of the most essential kinds of insurance you can buy because it provides financial stability in case something happens to you that prevents you from working.

Disability insurance will help protect you and your family from an unexpected accident or illness that leaves you unable to earn an income. Disability insurance will generally replace between 60% and 85% of your regular income, up to a maximum amount for a specified period of time if you temporarily can't work or become permanently disabled due to an illness or injury. Many employers offer disability insurance, but you can get your own disability insurance plan through an insurance agent. If you are self-employed, you can also get disability insurance covering many of your business expenses if you cannot work.
You need to ensure that you're covered in the event something unexpected happens. Disability insurance isn't one-size-fits-all; there are different policies with different levels of coverage and different premiums. We will help you find the disability coverage that best suits your needs. Life doesn't come with a guarantee, and that includes your health. We are here to ensure you and the ones you care about are protected.